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Year End Tax Tips
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With a few weeks to go before the year-end, you may wish to think about some moves you can take now to save you some taxes for 2016.
Along with the usual advice to do any tax loss selling before December 23rd on any equity investments to offset any capital gains earned in other investments during 2016, there are a few new tax planning strategies that you can take advantage of.
An early November poll released by CIBC reported that almost two-thirds of Canadians are unaware of year-end benefits or strategies that can help...
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| Saving for a Financial Emergency |
It is next to impossible to know when you might be impacted by a financial emergency; therefore, it is important to be prepared for something unforeseen in the future. Most people have heard the saying about saving money for a "rainy day". With the right forward planning, there is a great chance of being able to avoid a financial crisis should this present itself at a later date.
How much emergency funds are enough?
A typical suggested amount to set aside as an emergency fund is equal to at least six months income – but being able to save more is always welcome as you never know if you will run into trouble, run up medical bills, or lose your job with short notice...
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| Selecting the Right Retirement Destination |
Choosing a retirement location can be a stressful experience, especially when you combine your own questions with the pressures you might be receiving from loved ones to live near them. Here are ten tips to help ensure that your retired life is as wonderful as it can be.
Do not Rush Yourself. - Determining where and how you are going to spend what should be the most restful and exciting period of your life should not be a snap decision. Do not feel as though you have to make the decision quickly, and be sure to give yourself plenty of time to weigh all your options before deciding.
Do not Underestimate Your Decision. - The place you retire will be...
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Love is a fruit in season at all times, and within reach of every hand.
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Mother Teresa
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Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Segregated funds are not 100% guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the segregated funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.
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Hallett Financial Services Ltd.
14011 90th Ave - Edmonton, AB T5R 4T7
Ph: (780) 914-7542
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