Happy Holidays & Merry Christmas!!!

It’s hard to believe we are already winding down another year. It’s been a very good year in many ways and also another very tough one for many people across the globe. Natalie and I are trying our best to focus on the good things going on in the world and preparing for what comes next in 2025. We wish you all a wonderful finish to the year and a great start to the year ahead!

We try to match our Christmas Holidays with the girls’ winter break. We’ve been putting in a lot of hours this year and honestly, could use some down time! There have been a lot of new rules and regulations in the Financial Services Industry which kind of result in us, well, going almost all the...

Habits That Build Wealth

What’s the secret to building and maintaining wealth? For the rich, it’s not just about earning a high income–it’s about the habits they cultivate. These strategies don’t just help them grow their wealth; they also ensure it lasts for generations. Start today and take more control of your financial future.

Lesson 1: Live Below Your Means

One of the most important habits of the wealthy is living below their means. Take Warren Buffett as an example. Despite being a billionaire, he refuses to spend more than $15,000 on a car, reasoning that the money saved can earn far greater returns when invested. To him, a car is simply a way to get from point A to point B.

Buffett also lives in the same modest Omaha, Nebraska, home he purchased in 1958 for $31,500. Rather than upgrading to a mansion, he chose...

How NOT to Plan Your Estate: A Cautionary Tale

Let’s face it–your death will create challenges for your loved ones. These challenges will fall into three main categories: emotional, legal, and financial. The good news? You have the power to minimize these issues. The bad news? If you want to make things worse, you can follow the "how not to" approach outlined below.

Of course, this is tongue-in-cheek, but let’s explore what not to do when planning your estate.

Emotional Turmoil: A Recipe for Chaos

Want to cause extra emotional turmoil after your death? It’s easy! Start by leaving your affairs in total disarray. Don’t bother making a will, or better yet, hide it so no one can find it. Add a touch of intrigue by opening secret bank accounts and investments that no one knows about...