Nobody wants to think about it, but what if you get seriously ill? We all like to believe it won’t happen to us – cancer, a heart attack, or a stroke – are things that happen to other people. And we might assume that if something does happen, the healthcare system will take care of everything. Unfortunately, that’s just not the reality.
Let’s look at some real-life scenarios. Take Darren, for example. He battled cancer for nearly three years, undergoing countless rounds of chemo. His wife, Jolene, had to shoulder most of the financial burden during his recovery. Even after Darren beat the cancer, he couldn’t go back to his old job. He had to take a lower-paying position, and they struggled to make ends meet while also trying to pay off debts. It was incredibly stressful for them both.
Then there’s Sean. He owned a small business and was in great shape. So, his cancer diagnosis came as a complete shock. He needed to...