C. Scott Turner | Aligned Capital Partners E-Newsletter December 2025

December 2025

2025 Year in Review: Staying Financially Strong in Uncertain Times

As we wrap up 2025, it’s a good time to pause and reflect on what the year has brought–and more importantly, how to position ourselves for success in 2026. This year has been another reminder that global uncertainty is here to stay. Trade tensions, fluctuating interest rates, and uneven economic growth have all played a part in shaping Canada’s financial landscape. The good news? Despite all the noise, there are solid, practical steps you can take to stay financially strong.

A Look Back at 2025

Inflation continued to cool through 2025, allowing the Bank of Canada to begin cautiously...

RDSP Offers a Bonus

You may have heard of the Registered Disability Savings Plan (RDSP) – one of the best financial tools available for Canadians who qualify for the Disability Tax Credit (DTC). Since its launch in 2008, the RDSP has helped thousands of people with disabilities save and grow their money with significant government support.

An RDSP is a special registered plan where you contribute after-tax dollars, and the investments grow tax-deferred. You can contribute up to $200,000 in your lifetime. Your contributions come out tax-free, while any investment growth and government funds are taxable...

Print PDF

Don’t Bank on an Inheritance

Many Baby Boomers have pinned their hopes on an inheritance to solve their financial challenges. Media reports often highlight the anticipated $1 trillion expected to transfer between generations over the next 10-15 years.

A recent HSBC report from March 2024 reveals that 39% of working and recently retired individuals are counting on some form of inheritance, with a median value of approximately $77,000.

However, relying on an inheritance can be...

Print PDF

What We Do

Online Resources

Financial Library

If you believe in yourself and have dedication and pride and never quit, you’ll be a winner. The price of victory is high, but so are the rewards.

Bear Bryant

This material was prepared by AdvisorNet on behalf your Investment Advisor with Aligned Capital Partners Inc. (“ACPI”). This material is provided solely for general information and should not be considered individual investment advice or construed as an offer or solicitation to buy or sell securities. The information contained herein may not apply to all types of investors. Before acting on this material, please seek professional advice, as appropriate, based on your personal circumstances. All opinions expressed and information provided herein are subject to change without notice. Although this material has been compiled from sources believed to be reliable as at the date of publication, we cannot guarantee its accuracy or completeness. All charts and illustrations in this document are for illustrative purposes only and they are not intended to predict or project investment results. In considering any particular investment, please remember that past performance is no guarantee of future performance. ACPI is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”). Investment services are provided through ACPI. Only investment-related products and services are offered through ACPI and covered by the CIPF. Financial planning and insurance services are provided through an independent company separate and distinct from ACPI.

C. Scott Turner | Aligned Capital Partners
1376 Nishi Court, Kelowna, BC V1P 1S2
Ph: (778) 478-0727