February 2026

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Getting Serious About Savings & Investing

We are now well into 2026 and your New Year’s Resolution about managing your money better may have already been forgotten. As the late Sir John Templeton famously stated, the best time to invest is when you have money!

The challenge for most people - with many people just struggling to make ends meet - is just...

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Get It When You Can

You know, we often hear those sad stories: a family loses everything in a house fire, and they didn’t have fire insurance. It’s easy to think, "That could never happen to me,” but the truth is, disasters don’t pick favorites. Insurance isn’t about expecting the worst – it’s a smart, affordable way to protect yourself from financial ruin when life throws curveballs.

But getting insurance isn’t always guaranteed. Just like you couldn’t buy...

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Government Benefits Can Boost Retirement Income

You might be surprised to learn that every year, thousands of Canadian seniors miss out on government benefits they’re entitled to–sometimes worth thousands of dollars a year.

According to recent reports from Service Canada, more than 100,000 older Canadians still aren’t receiving full benefits from programs like the Canada Pension Plan (CPP), Old Age Security (OAS), and the...

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The best preparation for tomorrow is doing your best today.

H. Jackson Brown Jr.

Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Segregated funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the segregated funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.

Guardian Financial Planning Ltd.
389 Connell St., Suite #100, Woodstock, NB E7M 5G5
Ph: (506) 325-2250